Joseph S. Restivo – Mortgage Banker – American Mortgage Network

Check out my Resume

Resume

Chief Executive Officer

Mortgage Banking

  • Visionary leadership
  • Strategic thinking
  • Decision-making
  • Inspiring and motivating teams
  • Conflict resolution
  • Change management
  • Delegation and empowerment
  • Crisis management
  • Leading by example
  • Goal setting and alignment

Leadership & Management

  • Team management and development
  • Compliance and legal management
  • Customer service leadership
  • Investor relations management
  • Performance metrics and KPIs
  • Strategic partnerships and alliances
  • Crisis management and business continuity
  • Talent recruitment and retention
  • Board communication and governance

Communication

  • Effective communication
  • Public speaking and presentation skills
  • Active listening
  • Negotiation and persuasion
  • Media and PR management
  • Interpersonal skills
  • Cross-cultural communication
  • Effective communication with stakeholders
  • Regulatory reporting and transparency
  • Public relations and media management
  • Clear internal communication channels
  • Presenting complex financial data
  • Negotiation with clients and partners
  • Handling investor and analyst communication
  • Cultural sensitivity and inclusivity

Technology Utilization

  • Mortgage technology trends and solutions
  • Automation of mortgage processes
  • Data privacy and cybersecurity measures
  • Digital customer experience enhancement
  • IT infrastructure management
  • Analytics and data-driven decision-making
  • Implementing fintech partnerships
  • Streamlining mortgage origination

Financial Expertise

  • Mortgage industry knowledge
  • Understanding of lending regulations
  • Risk assessment and management
  • Interest rate trends and economic indicators
  • Loan underwriting and credit analysis
  • Financial modeling and forecasting
  • Securitization and capital markets knowledge
  • Asset-liability management
  • Mortgage-backed securities (MBS) expertise

Regulatory Knowledge

  • Understanding of mortgage regulations
  • Compliance with RESPA, Dodd-Frank, etc.
  • AML and KYC compliance
  • Fair lending practices
  • NMLS licensing and requirements
  • Conventional, FHA, VA, and USDA loan program knowledge
  • Consumer Financial Protection Bureau (CFPB)
  • Mortgage disclosure requirements

Strategy & Planning

  • Mortgage product development
  • Market segmentation and targeting
  • Portfolio diversification strategies
  • Interest rate risk strategies
  • Expansion and branch network planning
  • Customer retention and growth strategies
  • Regulatory compliance planning
  • Technology integration strategies

My Skills

Executive Management100%
Sr. Mortgage Loan Originator100%
Loan Originator Coaching100%
SEO & Marketing100%
Finance & Accounting100%
Business Consulting100%

Take a tour of my office

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